Private Lending Opportunities

Grow Your Wealth with Real Estate-Backed Opportunities

Partner with Reward Services, Inc. to explore private lending opportunities backed by real estate. Designed for investors seeking asset-backed income potential outside of traditional stock market volatility.

Why Invest with Reward Services?

Our investors benefit from disciplined underwriting, transparent communication, and real estate-backed lending opportunities with a relationship-driven approach.

First-Position Security

Investor capital is secured by first-position mortgages or deeds of trust on real property, providing a tangible collateral backstop.

Asset-Backed Returns

Explore attractive return opportunities on short-term bridge and fix-and-flip loans backed by real estate rather than stock market performance.

Short Loan Terms

Most loans are structured for 6–24 months, offering capital flexibility and faster reinvestment cycles than many traditional fixed-income options.

Disciplined Underwriting

Each loan is underwritten to conservative LTV guidelines by an experienced team, helping manage downside risk across changing market conditions.

Transparent Reporting

Receive regular updates, loan performance visibility, and direct access to our lending team whenever questions come up.

Experienced Team

Our team brings years of lending experience and a relationship-first approach to private capital partnerships.

How It Works

From the first conversation to funding and ongoing updates, here's what the process typically looks like.

1

Express Interest

Fill out the investor inquiry form or call us directly. We’ll schedule a one-on-one consultation to understand your goals and preferences.

2

Review Opportunities

We present opportunities aligned with your preferred criteria, such as geography, property type, loan size, and return goals.

3

Fund a Loan

Once you approve a deal, funds are wired to the closing agent and the collateral documents are recorded for security.

4

Receive Payments

Depending on the structure of the loan, investors may receive periodic interest payments, with principal returned at payoff.

What We Lend On

We focus on short-term real estate lending opportunities across Florida and selected markets. Our portfolio may include:

  • Fix-and-flip residential properties
  • Bridge loans on commercial and multifamily assets
  • Rental portfolio and DSCR-focused loans
  • New construction and land-related projects
  • Mixed-use and light commercial properties
  • Select larger balance transactions

Typical Investment Profile

Minimum InvestmentVaries by opportunity
Return ProfileDeal-specific
Loan TermTypically 6 – 24 months
SecurityReal estate collateral
LTV ApproachConservative underwriting
Payment StructureDepends on the loan
Investor EligibilitySubject to offering terms

Investor FAQs

What is the minimum investment?

Minimum investment amounts can vary by opportunity. In many cases, investors participate at $50,000 or more, although some larger loans may allow smaller participations.

How is my investment protected?

Each loan is generally secured by a recorded first-position lien on real property and underwritten using conservative loan-to-value guidelines.

Are these investments accredited-only?

Some opportunities may be limited to accredited investors depending on the structure and applicable regulations. Our team will explain any eligibility requirements during onboarding.

What returns can I expect?

Returns vary based on the loan, borrower, collateral, and market conditions. Our team will walk you through the details of each opportunity before you make a decision.

What happens if a borrower defaults?

If a borrower defaults, our team manages the recovery process based on the loan documents and collateral position. Recovery outcomes depend on the specific asset and market conditions.

Can I reinvest when a loan pays off?

Yes. Many investors choose to review new opportunities as funds become available again after payoff.

Get Started Today

Ready to fund your next deal?

Competitive rates, exceptional service, and we always close on time. No matter what your project is we have the solution.