Private Money Loans
When Banks Say No We Say Yes.
Private money loans (also known as hard money or private equity financing) are funded by private investors rather than traditional banks. They are ideal for borrowers who need speed, flexibility, or creative deal structures that conventional lenders simply cannot provide.
Key Features
- Loans up to $10 million
- Residential, commercial, and mixed-use properties
- Credit-flexible asset-based underwriting
- No prepayment penalties on select programs
- Self-employed, foreign nationals, and investors welcome
- Portfolio deals and blanket loans available
- Construction and ground-up development
- Close in 5–15 business days
Loan Terms at a Glance
How It Works
Describe Your Project
Tell us what you're trying to accomplish. The more detail, the better we love complex deals.
Creative Structuring
We design a loan structure tailored to your project's cash flows, timeline, and exit strategy.
Fast Funding
Once approved, we move quickly to close. Our private capital means no institutional red tape.
Frequently Asked Questions
What is a hard money / private money loan?
A hard money loan is a short-term loan secured by real property, funded by private investors rather than traditional banks. The underwriting focuses primarily on the asset value rather than the borrower's creditworthiness.
What kinds of projects do you fund?
Single-family, multi-family, commercial, industrial, mixed-use, hotel/hospitality, land, construction, and more. If it's real estate and the numbers work, we want to hear about it.
Are rates higher than conventional loans?
Yes rates are generally higher than conventional financing because of the speed, flexibility, and reduced documentation requirements. However, for investors, the ability to close fast often creates deals that more than justify the cost of capital.
Can foreign nationals qualify?
Yes. We have programs specifically designed for foreign national borrowers with US real estate assets.
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Explore Other Loan Products
Ready to fund your next deal?
Competitive rates, exceptional service, and we always close on time. No matter what your project is we have the solution.