Ground-Up & Renovation Financing

Construction Loans

Build with Speed and Confidence.

Construction loans give you the capital you need for ground-up projects, major renovations, and value-add developments. Whether you're building from the ground up or improving an existing property, we provide flexible financing solutions designed to keep your project moving.

Key Features

  • Ground-up construction financing
  • Major renovation and rehab funding
  • Loan amounts from $100K to $25M
  • Flexible draw schedules based on project milestones
  • Fast approvals and streamlined underwriting
  • Residential and commercial projects
  • Interest-only payments during construction
  • Close in as little as 7–14 business days

Loan Terms at a Glance

Loan Amount$100K – $25M
Loan-to-Cost (LTC)Up to 85%
Loan-to-Value (LTV)Up to 75%
Term12 – 24 months
Payment StructureInterest Only
Interest RateFrom 8.99%
Closing Time7 – 14 business days

How It Works

1

Submit Your Project Details

Share your plans, budget, timeline, and property details. We review the scope of work and structure the right loan for your project.

2

Review Terms and Approval

Our team evaluates the project and issues terms quickly. We keep the process simple, clear, and focused on getting your deal moving.

3

Close and Start Building

Once approved, funds are released according to agreed draw schedules so you can begin construction and keep progress on track.

Frequently Asked Questions

What is a construction loan used for?

Construction loans are designed to fund ground-up builds, major renovations, and property improvement projects. They provide staged funding so you can complete each phase of construction efficiently.

How are construction loan funds disbursed?

Funds are usually released in draws based on construction milestones. This helps keep your project funded as work progresses while maintaining structure and accountability.

What types of projects qualify?

We finance residential, multi-family, mixed-use, and commercial construction projects, as well as major renovation and value-add opportunities.

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Ready to fund your next deal?

Competitive rates, exceptional service, and we always close on time. No matter what your project is we have the solution.