Fix and Flip Loans
Acquire, Renovate, Profit Fast.
Our fix and flip loans are purpose-built for real estate investors who need fast, flexible financing to acquire and renovate distressed properties. We fund the purchase and the rehab so you can focus on execution and profit.
Key Features
- Up to 90% Loan-to-Cost (LTC) financing
- 100% of rehab costs covered
- 6 to 24 month loan terms
- No prepayment penalties
- Interest-only payments during renovation
- Asset-based underwriting no income verification required
- Loans from $100K to $5M
- Close in as few as 5 business days
Loan Terms at a Glance
How It Works
Submit Your Deal
Fill out our quick online application with the property address, purchase price, estimated rehab, and ARV.
Get Approved
Our team reviews your deal and issues a term sheet often within 24 hours. No lengthy underwriting.
Close & Build
We fund at closing and draw down rehab funds in stages as work is completed. Sell or refi when done.
Frequently Asked Questions
Do I need good credit to qualify?
Credit is considered but is not the primary factor. We primarily underwrite the deal the property value, your rehab plan, and the after-repair value (ARV). Investors with credit scores as low as 620 can qualify.
How are rehab draws handled?
Rehab funds are held in escrow and disbursed in draws as work is completed. We conduct quick inspections (often same-day) to release each draw so you keep the project moving.
Can I use a fix and flip loan for a multi-family property?
Yes. We finance fix and flip projects on 1–4 unit residential properties and select small multi-family (5–10 units) on a case-by-case basis.
What if my project takes longer than expected?
We offer loan extensions. Talk to your loan officer early we work with you, not against you.
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Ready to fund your next deal?
Competitive rates, exceptional service, and we always close on time. No matter what your project is we have the solution.